Avoid the last eleventh-hour two-wheeler insurance renewal headache and choose the online renewal process from anywhere, anytime. Renewing your bike insurance online is a smart, convenient decision. 

It is a time-saving, convenient, and transparent process that protects you against unexpected expenses, bike repair or replacement and legal troubles. So let’s dive into how you can proceed with your two wheeler insurance renewal.

You can review all features and facts of your chosen bike insurance policy through the website of your insurer and avoid paying an extra amount to insurance agents for renewal.

How to Renew Your Two-Wheeler Insurance Online?

Online two-wheeler insurance renewal is a convenient and smooth process. 

  1. Log in to your insurer’s website or visit the customer portal with your registered details. 
  2. Enter your policy details, such as policy number or ID, including the registration number of your bike. 
  3. Check and review your current policy updates in detail, including add-ons, coverage, and policy expiry date.
  4. Update coverage details to get accurate coverage, such as contact information, enhance the number of add-on riders, or disclose bike modifications. 
  5. Check for any discounts or offers on your two-wheeler insurance renewal. 
  6. Confirm details and click on the “proceed” button shown on screen.
  7. Make online payment of renewal premium through UPI, net banking, credit, or debit cards. 
  8. Now you can download your instant two-wheeler insurance renewal confirmation and save it on your device.

Why Should You Renew Your Two-Wheeler Insurance? 

  1. Uninterrupted Security  

Two-wheeler insurance renewal covers your bike from accidental damage, fire, theft, and natural disasters. You will receive continuous protection for cashless bike repair or parts replacement at network garages, once you renew your bike insurance before expiry.

  1. Legal Compliance 

Renewing your bike insurance before it lapses or expires helps you avoid legal charges or imprisonment. For example, riding a bike without insurance can result in a legal penalty of around â‚ą2,000 or imprisonment, which can hamper your entire career. Renew your bike insurance and avoid the risk of driving license suspension.

  1. Instant Protection  

On-time two-wheeler insurance renewal secures instant protection against unexpected events. You can avoid policy coverage gaps and access network garages across India, as well as 24/7 customer telephonic assistance for quick claims.

  1. No-Claim Bonus Benefits  

No claim bonus is a primary reason for your two-wheeler insurance renewal. Insurers typically offer discounts on premium amounts. Suppose you did not file reimbursements or claims for your expenses in the previous 2 years of the policy period. In this scenario, you will receive a minimum 30% discount on your bike insurance renewal premium.

  1. Hassle-free Claim Settlement 

Timely renewal provides hassle-free, cashless claim settlement. With add-ons like personal accident coverage, your insurer will directly pay hospital bills, and you can enjoy cashless treatment at network hospitals. Similarly, repairing or replacing parts of your bike at network garages is a cashless service. Otherwise, you can reimburse your bike repair expenses.

What are the Necessary Documents Required for Two-wheeler Insurance Renewal?

A two-wheeler insurance renewal online is not complicated. You just need two essential documents:

  1. A copy of the existing or previous bike insurance policy
  2. The certificate of bike registration
  3. Identity proof (Passport, Aadhaar Card, Voter ID card)
  4. Driving license 
  5. Previous policy number 
  6. Recent passport-size photo 

Benefits of Online Two-wheeler Insurance Renewal

  1. Convenient Process

Renewing bike insurance online is a convenient process, which gives you peace of mind without the need to contact the insurance provider for assistance. You do not have to worry about comfort time to get renewal. 

You can renew your existing two-wheeler policy from anywhere at any time just through your smartphone or computer.

  1. Saves Your Time 

Two-wheeler insurance renewal online is a time-saving process. You can complete the renewal process in just a few minutes and clicks. Initiate the process by visiting the website, entering policy details, reviewing updates, and making any changes. Lastly, complete the payment via online payment modes and download the policy renewal confirmation.

  1. Transparency 

With the online two-wheeler insurance renewal process, you can enjoy the benefit of comparing coverage, inclusions, and premiums along with IDV value and the impact of add-on riders on the policy sum insured amount. This is a transparent process that allows reliable and encrypted online payment methods to secure your payment.

  1. Easy Digital Documentation 

Online renewal of bike insurance doesn’t need huge paperwork. Simply, you need to collect and submit your existing policy number, two-wheeler documents, and proof of modification or installation of security benefits on your bike. With this basic information, you can renew your bike insurance plan.

Wrapping Up  

You can manage the entire process of your two-wheeler insurance renewal personally, from comparing insurance, checking for additional riders, and paying through an online process. In the online bike insurance renewal process, you do not have to share your two-wheeler details or bank details with another person. The entire process of bike insurance renewal stays between you and your insurance company.